Purchasing a Second Home

Do you envision a home at the beach with the sun shinning over crystal blue waters and miles of sand just waiting for you to spend time relaxing on? Perhaps you see yourself walking into your ski house armed for the coming week with the ability to work out of your home office during the day and ski in the evenings. You see friends and family gathering at your house to enjoy all that the second location has to offer. Maybe you see an investment property that you spend one to two weeks a year enjoying and then rent out the house for the remainder of the year to pay for it all.

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Too Much Cash in Your Bank Account

It happens. You open your bank statement and realize that over the past couple of years your bank account has crept up to $50,000, $100,000 or even $200,000. It feels good to open that statement and see that cash sitting there. It means that you won’t have to worry about paying your bills. You are covered. Unfortunately, you may be hurting yourself in the long run.

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