I feel as though financial planning is a calling for me. I have the honor of serving my clients by being there with them through some of their toughest times – the loss of a spouse, the loss of a job, and the other unexpected events that can really derail their lives. I also have the honor of celebrating with them the successes – the retirements, the college graduations, the weddings. Having been a planner for over 25 years, I now get to see the results of all of the planning that we’ve done through the years.
As a Certified Financial Planner, I’ve always focused on financial planning from the top down with my clients. This means that I lead with the big picture and then figure out how to put the financial puzzle pieces together. Frequently, my clients tell me at the end of our meetings that we covered the issues that they didn’t even know they had until I brought them up. I earned the Certified Financial Planner designation in 2003 and the Certified Divorce Financial Analyst® (CDFA™)* designation in 2007. The training involved to earn both of these designations as well as the continuing education and ethics requirements for the Certified Financial Planner designation has helped to keep me current on the ongoing changes in the world of financial planning.
Starting in 2019, I worked extensively with Lincoln Financial Securities to help develop a company-wide initiative around Dynamic Financial Planning. This work is allowing me to train other advisors not only about the importance of financial planning, but also the importance of having a process to consistently deliver ongoing planning that adapts to all the changes in the market, the tax code, and our clients’ lives.
When I’m not in the office, I spend my time mostly with my husband, two high school-aged daughters, and two large dogs. I coach my daughters in lacrosse, and am active with our church, and with Anne Arundel Women Giving Together. When we aren’t running around with all of those activities, you’ll find us on the Eastern Shore crabbing, sailing, and working in the garden.
Securities and investment advisory services offered through Lincoln Financial Securities Corp. (Member SIPC). C. Beach Brown, LLC, and Lincoln Financial Securities are not affiliated.
*Neither Cecilia Beach Brown nor Lincoln Financial Securities offer tax advice. For questions regarding your tax situation, please consult your tax planner.